When it comes to collecting commercial debts in Orange County, you need a lawyer who doesn’t just talk the talk but takes swift, effective action. Valerie L. Kramer, an experienced commercial collection attorney, specializes in helping businesses recover debts that have gone unpaid. If you’re owed $25,000 or more, you need someone who’s all business—no nonsense, no delay. Valerie Kramer is that attorney, and her approach ensures that your debtor understands that you’re serious about getting your money.

If you’re tired of waiting for a debtor to pay up, hiring a commercial collection lawyer like Valerie Kramer is far more effective than using a collection agency or a contingency-based lawyer. Collection agencies often employ tactics that are no more successful than your repeated calls, emails, or letters. Worse yet, contingency lawyers, who only get paid if they recover money, may not prioritize your case, leading to delays and frustration.

Kramer’s approach is direct and aggressive. She sends a 10-day demand letter, and if the debtor doesn’t respond, she immediately files a civil lawsuit. By choosing Valerie Kramer, you bypass the middlemen and ineffective methods, cutting straight to a legal strategy that demands attention and action.

Many businesses and professionals initially consider hiring a lawyer on a contingency basis because it seems like a no-risk option. However, Valerie Kramer strongly advises against this approach. Contingency lawyers, much like collection agencies, are often slow to act because they are juggling multiple cases and only get paid if they win. This can lead to months of waiting, during which your chances of recovery may diminish.



Valerie Kramer’s practice is different. She requires a fee upfront, ensuring that she’s fully committed to pursuing your case with the urgency it deserves. This fee structure also allows her to dedicate the necessary time and resources to your case, providing a much higher chance of recovery in a shorter time frame.

When you hire Valerie Kramer, you’re not just getting an attorney; you’re getting a strategic partner who knows how to leverage the legal system to your advantage. Her process is straightforward:

  • Demand Letter: The first step is a strong, unambiguous demand letter that gives the debtor 10 days to pay up.

  • Lawsuit Filing: If the demand letter is ignored, she files a civil lawsuit immediately, demonstrating to the debtor that you mean business.

  • Summons and Court Date: A legal summons is hand-delivered to the debtor, giving them 30 days to respond before the court date arrives. This puts pressure on the debtor to either pay up or face legal consequences.

Kramer’s approach is designed to be swift and effective. She doesn’t waste time with ineffective tactics or prolonged negotiations. Her focus is on getting you the money you are owed as quickly as possible.

One of the key benefits of working with an experienced attorney like Valerie Kramer is the ability to avoid common pitfalls in the collection process. Her knowledge of commercial law, combined with her aggressive tactics, ensures that your case will be handled efficiently and effectively. This is particularly important in complex cases, such as those involving multiple parties or large sums of money.

Valerie Kramer’s experience also extends to working with clients to improve their business documents, making future collections easier and less costly. By reviewing and revising contracts, invoices, and agreements, she can help you include clauses that make it easier to recover attorney fees and other costs in the event of a dispute. This proactive approach can save you time and money down the road, as well as provide peace of mind knowing that your business is legally protected.

Unlike large, impersonal collection agencies, Valerie Kramer offers personalized service tailored to the specific needs of each client. She understands that unpaid debts can be a significant source of stress and anxiety for business owners, and she takes the time to fully understand the details of each case.

Kramer’s clients range from large financial institutions to small retail businesses, and she has successfully handled a wide variety of commercial collection cases, including:

  • Unpaid invoices and accounts receivable
  • Commercial equipment financing
  • Sister state judgments
  • Credit card debt
  • Promissory notes
  • Post-judgment collection
  • Insurance premium collection
  • Commercial service contracts

No matter the size or complexity of the debt, Valerie Kramer has the experience and expertise to help you recover what you’re owed.

As a business owner, it’s important to recognize that debt collection is an essential part of running a successful business. Uncollected debts can have a significant impact on your cash flow and profitability, and allowing them to go unpaid can set a dangerous precedent. By taking a proactive approach to debt collection, you can protect your business and ensure that you’re paid for the goods and services you provide.

Valerie Kramer emphasizes that debt collection should be treated as a routine business transaction, just like making a sale or paying taxes. As your business grows, you will inevitably encounter clients who fail to pay, and having a trusted commercial collection attorney on your side can make all the difference in recovering those funds.

One of the best ways to avoid future debt collection issues is to ensure that your business documents are legally sound. Valerie Kramer offers a comprehensive review of your contracts, agreements, and invoices, adding legal language that strengthens your position in the event of a dispute. This includes clauses that allow you to recover attorney fees and other costs, making it easier and less costly to collect debts in the future.

By taking the time to strengthen your legal documents now, you can avoid the headache and expense of debt collection down the road.

Valerie L. Kramer, an Orange County commercial collection lawyer, provides aggressive and effective debt recovery services for businesses and professionals owed $25,000 or more. Unlike collection agencies and contingency-based lawyers, Kramer takes a direct approach by sending a demand letter followed by a lawsuit if necessary. Her experience and personalized service ensure that your case is handled efficiently, and she offers legal document reviews to prevent future debt collection issues. Contact Valerie Kramer today for a free consultation and start recovering your money.

Hiring a commercial collection lawyer like Valerie L. Kramer is the most effective way to recover debts and protect your business. With her aggressive tactics and personalized service, she ensures that your debtor understands the seriousness of the situation and takes action to pay what they owe. Whether you’re dealing with unpaid invoices, commercial equipment financing, or any other type of commercial debt, Valerie Kramer has the experience and expertise to help you recover what you’re owed.

Don’t waste time with ineffective collection agencies or contingency-based lawyers. Contact Valerie L. Kramer today at (714) 395-5669 for a free phone consultation and take the first step toward getting your money back.


Cities Served by Orange County Debt Collection Attorney: Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach, Orange, Placentia, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Tustin, Villa Park, Westminster, and Yorba Linda